Financing Terms & Conditions
**YOU CAN ONLY HAVE 1 FINANCE AT A TIME**
- We finance for up to 18 Months at a rate of 1.99% per month. We charge a one-time set-up fee of $25.00. We charge a principal amount of 20% or more of the total cash price. We do not do 100% Financing. We will set payments up to be drafted from your debit or credit card each month, (you must provide two forms of payments method) beginning approximately 30 days after your loan is drawn up, prepaid cards are no accepted. The credit card must be in the person's name that is applying and that places the order. You will have access to your finance account so that you may monitor it. All accounts must stay on auto pay at all times and you will be responsible for calling or emailing the office to update any changes to the card on file. You will not be able to go online and make payments. To be clear, you are free to pay extra and to payoff early with no penalty. We do not check or report to any credit card bureaus. Call with any questions 931-548-2255 ext. 2.
- Financing requires at least 1 firearm. Ammunition and accessories can be financed along with a firearm purchase but cannot be the only item financed. The order must be for at least $250 in order to qualify for financing. We do not finance muzzleloaders or any black powder accessories.
- YOUR ACCOUNT MUST STAY ON AUTO PAY AT ALL TIMES AND YOU WILL BE RESPONSIBLE FOR CALLING THE OFFICE AND UPDATING ANY CHANGES TO YOUR CARD ON FILE. YOU WILL NO LONGER BE ABLE TO GO ONLINE AND MAKE PAYMENTS. YOU WILL STILL BE ABLE TO LOOK AT YOUR ACCOUNT, BUT NOT MAKE ANY PAYMENTS.
- NOTICE: ONCE YOU RECEIVE YOUR APPROVAL EMAIL YOU HAVE 72 HOURS TO MAKE A PURCHASE OR YOUR APPROVAL WILL EXPIRE!
- All cancellations are subject to a $25 cancellation fee.
- Cancellations on brand new product may result in a restocking fee of 15% of ordered product and our $25 cancellation fee. This is decided on a case-by-case basis.
Frequently Asked Questions:
After I put my down payment down what happens next?
We will respond by sending you a contract to sign. Please review this and feel free to reach out to us if you have additional questions at this point.
Does it stay at my FFL till the balance is paid?
Once the contract is completed, we begin the shipping process. You do not wait until it is paid in full.
When do I pick up my gun?
Your local FFL should notify of its arrival. We will send you a tracking number once it heads to you/your FFL.
Do you offer layaway?
No, at this time all we offer is in-house financing.
Can I finance a firearm if I don’t live in your state?
Absolutely, just as long as you do not live in New York City, California, Washington DC, Chicago, IL area., or overseas. We cannot ship to those locations.
What happens if I change my mind and want to cancel my Online Order?
You will be charged a $25 cancellation fee and a $30 restock fee, that will come out of the refund that is to come back to you. You will get your refund back minus that $55.